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Unveiling the Abuja VIO Officers’ Car Insurance Scam

VIO vehicles

Abuja, the capital city of Nigeria, is home to many bustling streets and roads filled with vehicles of all shapes and sizes. To maintain order and ensure that drivers comply with traffic regulations, the Vehicle Inspection Officers (VIO) play a crucial role. However, in recent times, a disturbing practice has come to light – a scam involving fake car insurance that is leaving motorists frustrated and out of pocket. In this blog post, we’ll delve into the details of this scam and shed light on how you can protect yourself from falling victim.

The Scam Unveiled

The modus operandi of this scam is simple yet effective. When motorists visit VIO officers to renew their car papers, they are required to provide proof of valid car insurance. The scam begins when the VIO officers issue fake insurance certificates to unsuspecting drivers, making them believe that their paperwork is complete.

Months or even years later, these same motorists are stopped by other VIO officers during routine checks, and their insurance papers are inspected. To their shock and dismay, they are informed that the insurance certificates they hold are counterfeit and that they need to purchase legitimate insurance. In essence, victims of this scam end up paying twice for their car insurance – once for the fake policy and again for the genuine one.


The Impact on Motorists

This fraudulent practice has serious repercussions for motorists in Abuja. Firstly, it results in financial losses as victims are forced to pay for insurance twice, which can be a substantial burden on their finances. Moreover, it erodes trust in the VIO officers and the entire system of vehicle inspection and registration. Drivers who fall prey to this scam may also face legal issues, as driving without valid insurance is a punishable offense.

Protecting Yourself

To protect yourself from falling victim to the Abuja VIO officers’ car insurance scam, consider the following precautions:

  1. Verify Insurance Documents: Always double-check the authenticity of your insurance documents. You can contact the insurance company directly to confirm the validity of your policy.
  2. Ask for Details: When renewing your car papers, ask for detailed information about your insurance provider. Legitimate insurance companies will readily provide contact details and verification methods.
  3. Avoid Cash Payments: Avoid paying for insurance in cash to VIO officers. Instead, make payments directly to legitimate insurance companies or use recognized online payment methods.
  4. Record Details: Whenever you interact with VIO officers, take note of their names, badge numbers, and other relevant details. This information can be useful if you suspect foul play.
  5. Report Suspected Scams: If you believe you have been a victim of this scam, report it to the appropriate authorities and provide all the information you have.


The Abuja VIO officers’ car insurance scam is a troubling issue that has affected many motorists in the city. To combat this fraudulent practice, it is crucial for both drivers and regulatory authorities to work together. By taking the necessary precautions and reporting suspicious activities, we can hope to eradicate this scam and restore trust in the vehicle inspection process. Remember, knowledge and vigilance are your best allies in protecting yourself from scams like these.



Publisher at LOG.NG

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